You might have taken life insurance to ensure security to your family after you bid the final adieu, but did you ever think of how your family will be affected in the eventuality of any disability? I really don’t want to sound pessimistic, but imagine if you were to meet with a sudden adversity causing disability, which is happening more frequently with workers than a premature death, how will you ensure financial security for your family?
Disability insurance is most often ignored. But for any worker disability is one of the greatest risk factors, and people should take adequate measures to insure themselves against disability. A disability can strike all of a sudden and then you run the risk of becoming handicapped for life. Sickness and accidents are more common than deaths. They will [...]