Posts Tagged ‘credit cards’

  • Be Safe From Credit Card Frauds>
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    Be Safe From Credit Card Frauds
    There is increase in credit card frauds in India, and in the process the credit card holders are being cheated and swindled of their hard earned money. The banks issuing the credit cards have done much to spread awareness about the credit card frauds and advised credit card holders many precautions to follow while transacting on your credit card, but some times in the hustle bustle of life we over look the precautions and tend to get cheated. It is imperative to note you must not share your credit card pin code or secure code with anyone nor should you write the codes on the back side of the card. When you are making on line payments for utility bill, or for travel bookings or shopping you must use secure payment platforms- In case of payment by master card- secure code is a private code for  [...]
    at December 6th, 2012 at 12:12 am
  • Should Personal Debts Be Restricted?>
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    Should Personal Debts Be Restricted?
    Most of us have borrowed money for some reason or the other. There’s nothing wrong with debts as such because it helps in economic growth. You take a loan, invest it wisely, get returns and then repay the loan. There’s no healthier system than that. But when your loan goes beyond your repayment capacity, real problems crop up, for you. Surprisingly, many of us don’t see the logic that we shouldn’t borrow more than what we can repay or our calculations go wrong! This is the reason that its felt by financial experts that the loan sanctioned should be restricted or based on a number of categories like your salary, your savings, your credit history and other loans etc. These days with credit cards and store cards in abundance, taking debt has become so easy that it has become an indulgence.  [...]
    at September 23rd, 2009 at 01:09 am
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    What You Should Do In The Case Of an Identity Theft
    Identity thefts seem to be a common thing these days and even the savviest amongst us don’t seem to be immune to this menace. If this could happen to chairman of Federal Reserve Ben Bernanke and to personal finance expert and coach Harraine Freeman, this can happen to anybody. In both cases purses that carried the financial credentials were stolen from their cars. Bernanke’s wife Anna’s purse that carried his credit cards, social security card, checkbook, and IDs was stolen. On similar lines Freeman’s purse that contained her health insurance card, driver’s license, check book, car registration and house keys was stolen. In both cases bank transactions were done by the thieves and money was withdrawn from their accounts. Upon this rapidly growing crime, Bernanke says, “Identity  [...]
    at September 11th, 2009 at 11:09 pm
  • Obama’s Saving For Retirement Goodies Look Good!>
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    Obama’s Saving For Retirement Goodies Look Good!
    Saving for retirement seems to have been a hassle for many of us. Even though I wanted to save up, I could not because of the bad economy and survival issues in the present times was the priority. But now the Obama retirement savings schemes seem to have made it easy for us to save up something for that period when we’ll not be earning anymore. According to the Bloomberg report , the President on  radio coverage says that the savings of the nation is “essentially zero”. He says, “We cannot continue on this course. And we certainly cannot go back to an economy based on inflated profits and maxed-out credit cards.” Its rather alarming to know that 78 million Americans that constitutes half the work force don’t plan for retirement! According to treasury Secretary Timothy Geithner,  [...]
    at September 11th, 2009 at 02:09 pm