Archive for the ‘Spending’

  • Not Anybody And Everybody Can Become A Caterer!>
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    Not Anybody And Everybody Can Become A Caterer!
    These days you get to see a lot of dabblers in the hospitality industry. Take the food and restaurant business for example, you get to see a lot of people without prior knowledge knack or aptitude in the relevant field, starting a fast food joint or a catering business. It’s surprising to note that a lot of corporate houses have also started trying out their luck in the food and hospitality business and its not that many people are appreciating their ability to satisfy customers. Their service is poor and during the recent recession, their menus were absolutely hopeless! But customers on the other hand are understandably dependent on the services of the caterers at times, especially during holidays and festivals, when they can’t take the additional burden of preparing food on a large scale  [...]
    at December 13th, 2009 at 11:12 pm
  • What Happens To The Money Spent On Movie Ticket?>
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    What Happens To The Money Spent On Movie Ticket?
    It’s a fad. It’s a source of entertainment. It’s fake. It’s fun. That’s how we think about Hollywood movies. The fact is it’s a big business. We have seen experts talking about economy, stock market, mortgages, credit cards, debts, etc. Let us discuss today about some interesting topic. What happens when you spend a dollar on movie tickets? Of course, it’s a loss for you and you have a dollar less than what you had. But where does this dollar go? Who are the owners of this dollar? Enough questioning; let me come to the point. Let us consider a movie ticket costs around $10 per person and let’s say in theater XYZ. Out of this $10, 45% or $4.5 goes straight to theater XYZ, which than spends this $4.5 to pay its staff, bills, maintenance, etc. What about the remaining 55%? Oh,  [...]
    at December 8th, 2009 at 01:12 am
  • Rare And Effective Holiday Shopping Tips>
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    Rare And Effective Holiday Shopping Tips
    In this holiday season, you’ll find lots of frugality geeks jabber about how best you can go about your holiday shopping with minimum expenditure. But, you might agree with me that many of these tips are not effective. Frugal spending is not only about cutting costs as most people advise. It’s about spending strategically too. Advice on the latter lines is rare to get and this is where you are going to get it. Base your holiday shopping on two essential mantras: Spend the shortest time possible on shopping Don’t ever manage to get a credit card overhead If you make a big purchase worth $1000-$2000 on your credit card and then payout the credit on minimum payment you are going to take ages to complete your repayment and by the time you repay, in all probability, a fresh loan is going  [...]
    at November 27th, 2009 at 01:11 am
  • Money Smartness And The Human Mind Connection>
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    Money Smartness And The Human Mind Connection
    What does your frugality quotient show? Does it increase as you grow older? Or do you feel you’ve reached a point where your frugality has attained a steady level from which it refuses to nudge? Or do you think that you have reached the pinnacle of fiscal enlightenment and are sliding down the slope right now? Well, this is individualistic. Behavioral economist, David Laibson and associates have conducted a study and released a report on how the levels of monetary wisdom change with age. In their very interesting  paper “The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation” which is yet to be released, they say that though your experience and age help in increasing your fiscal wisdom till a certain stage of your biological growth, with oldage ,  [...]
    at November 25th, 2009 at 01:11 am
  • Despite Soaring Prices, Now Is the Best Time To Buy Gold>
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    Despite Soaring Prices, Now Is the Best Time To Buy Gold
    Gold ornaments are always a favorite with many women and these days, men too. People from all ethnic backgrounds and nationality invariably buy gold during festivals and special occasions. So it’s quite understandable if you’ve made plans to buy gold jewelry this festive season. But, as you may know already, the price of gold is rapidly increasing by the day and you’ve got to shell down a lot of money if you were to buy rings, necklaces, earrings, bracelets etc. As far as recent media news goes, the price of gold this year is up by 7 % and is expected to remain high for 26 % of the year. The increase in the price of gold is of interest to both investors and stock brokers, and also to the customers. The price variation in the cost of gold even for an ounce is going to impact the price  [...]
    at November 22nd, 2009 at 01:11 am
  • Go For Organic Turkey This Thanksgiving>
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    Go For Organic Turkey This Thanksgiving
    This Thanksgiving you have an extra reason to thank God and that is a good chance of finding your favorite turkey at a reasonable price. The good news is, the prices of food have never been more agreeable. According to the American Farm Bureau, you are most probably going to get a 16 pound Turkey for just $ 18.65 this year which is less by about 48 cents than the prices of the same turkey last year. 88 % Americans who feast on Turkey on Thanksgiving have enough reason to celebrate their Turkey festival well this year. According to the National Turkey Federation, about 690 million pounds of the bird was consumed on Thanksgiving last year. As the lean economy has taught the Americans to be more frugal with their spending people are on the lookout for cheap deals for buying the best products available.  [...]
    at November 21st, 2009 at 01:11 am
  • Find Out The Credit Card That Best Suits You For Holiday Shopping!>
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    Find Out The Credit Card That Best Suits You For Holiday Shopping!
    Getting geared up for shopping for the festivals? Obviously, like other times you must be thinking of swiping you credit card for your purchases. But just wait! Do you own the card that is most suitable for you? Just check! You might want different kinds of benefits for shopping from your credit card companies. But all credit card companies don’t offer the same benefits. So, firstly, find your shopper personality and then take the card that best suits your personality: Shopper 1 I don’t clear off my credit dues every month, maintain an average credit score, and also pay up late once in a while. The cards that you could opt for: US Bank Skypass Visa Secured at an annual fee of $50 and 16.99 % APR Wells Fargo Secured Visa Card at an annual fee of $18 and 19.99 % APR US Bank Visa Platinum  [...]
    at November 18th, 2009 at 01:11 am
  • Are Gift Cards A Worthwhile Gifting Option?>
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    Are Gift Cards A Worthwhile Gifting Option?
    Gifting cards is a very good option. Gifting credit cards, phone cards, retail outlet cards and holiday cards has become very popular this holiday season, but just watch out! These cards carry a lot of charges that you may not be aware of when you purchase the card. Next time when you contemplate gifting a card to your loved ones understand the terms and conditions of its operation fully and then decide. Just consider these situations. What if the gift card you’ve bought carries a monthly fee or has already expired? Do you know that the sale of gift cards reached $ 25 billion last year, according to a National Retailer’s Federation report? This year about 55 percent adults are expecting to be gifted cards. You’ll be surprised to know that 25 % adults who’ve been gifted cards last year  [...]
    at November 12th, 2009 at 01:11 am
  • Why Does Your Wireless Service Provider Make You Unhappy?>
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    Why Does Your Wireless Service Provider Make You Unhappy?
    Is there a soul on this earth who is completely satisfied with his wireless service provider? Given the large number of complaints that are coming up against wireless service providers like Verizon or AT & T or any other service provider for that matter,   I don’t think there are many who’ll disagree with me. Let’s see some reasons why we are dissatisfied with our cellphone service providers? Ultimately is it our expectations or is it their faulty performance that is leaving us discontented? Expensive Text Messaging Services If you think verbal conversations are the only contributors to your bills, you are grossly mistaken. According to a Consumerist study, text messaging ups your bills by 7,314 % which is big enough to burn a hole in your pocket. The lesson learnt from here is  [...]
    at November 11th, 2009 at 01:11 am
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