Archive for the ‘Money’

  • Shoppers, Don’t Be Allured By Reward Points This Holiday Season>
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    Shoppers, Don’t Be Allured By Reward Points This Holiday Season
    It’s holiday season after a few days and you must be getting geared up to shop. You must be coming across a lot of attractive offers in your favorite mall for buying food stuff, clothing, cosmetics etc. Rewarding points on purchase for a cash discount or for purchasing an expensive item is a bait used by sales people and credit card companies to make you purchase more. You’ll see that ultimately you make purchases to earn your points but ultimately the cost of your purchases reaches up to almost the price of that expensive item. Instead of trying to accumulate reward points, you could have bought the item straight away. At least that could have saved you the trouble of piling up articles that you don’t need. Here’s an infographic from Mintblog that shows how you should use the reward  [...]
    at October 13th, 2009 at 01:10 am
  • Recession Makes Food Franchisors Demand Too Much From Franchisees>
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    Recession Makes Food Franchisors Demand Too Much From Franchisees
    Recession has made entrepreneurs less human. Of course, when it comes to surviving stormy conditions, generosity is quite a rare thing to find. Restaurant industry is amongst the worst hit by recession. Eating out is optional for many and the first expenditure that you slash while budgeting is eating out. Foodies on the other hand, cut their costs by serving you less quantities, raising charges, stopping complementary serves and such measures that might have made you feel they’ve become inhospitable. Yes, they did. But if you see from their points of view, you’ll notice that they are justified in that because they too suffered the recession just like you. According to SmartMoney’s Small Business Site report , now, for compensating for their business losses due to bad economy they have  [...]
    at October 8th, 2009 at 02:10 am
  • Find Out The Best Payment Option For Your Financial Advisor>
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    Find Out The Best Payment Option For Your Financial Advisor
    A financial advisor is your guru in finances who enlightens you on your path to financial prosperity. Many investors depend totally on the guidance of their financial advisors. Especially during the economically weak period you desperately need a financial advisor to cruise you to safety regardless of whether you want guidance in personal or business finances. When a financial advisor is such a vital person you should be aware of the most ideal way of paying him/her. If your financial advisor is happy, you’ll be happy. So take care that you pay him/her in the best possible way. Some advisors like to take their pay thorough session to session fee while others want to take their payments as commissions. The mode of payment is not actually as important as the amount paid but there’s no harm  [...]
    at September 25th, 2009 at 01:09 am
  • Steps To Achieve Your Money Goals>
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    Steps To Achieve Your Money Goals
    How rich do you want to be in your lifetime? If you’re a college student you might say that you want to become one of the top ten richest men or women of this world. I understand, that your tremendous positive thinking, energy and emotion might have prompted you to say that. Fine! That’s well enough. But do you know how many people in this world have actually grown to accumulate the kind of wealth they have dreamt of in their lifetime? Reaching your money targets is not all that easy as you’ll be faced with a lot of planned and unforeseen expenditures in your life. Even external conditions like the present recession and inflation can play havoc with your financial endeavors. To achieve your goals you need to plan in a methodical manner and that involves planning in stages. Direction is  [...]
    at September 11th, 2009 at 04:09 am
  • Fashion Is More Affordable Now!>
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    Fashion Is More Affordable Now!
    Most of us want to look like fashion gods but tell me, honestly, how many of us are able to buy any stuff that’s really ultra modern?  How many of us go to a high-end fashion mall and end up window shopping out there. Well, there’s nothing to feel embarrassed about this. You can discuss such incidents out here with me because even though we might not want to discuss it, most of us are sailing in the same boat.  This is the reason many of us just remain trendy but cannot climb up to the pinnacle of fashion. It takes a late Michael Jackson or an Angelia Jolie to be really fashionable but not the more common Jerry, Sammy and Philips (our next door buddies) or I for that matter. I’m not cribbing friends. I’m just talking reality. Recession has made things worse. When you’re struggling  [...]
    at September 9th, 2009 at 04:09 am
  • Occasional Extravagance Is Good For Your Health!>
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    Occasional Extravagance Is Good For Your Health!
    Recession has taught us to be thrifty with our spending. Even the most lavish spenders amongst us have taken some measure to cut off upon a lot of expenses. As revealed by the Commerce Department, Americans have been saving up 5 % more than what they used to last year. Also many industrialists might be rejoicing that the consumer confidence index of 54.1 % as released  by the conference board shows the increased buying capacity of people, but I’d like to impress upon you that increased capacity for spending in no way is related to actual spending behavior and people have been hoarding more money despite their elevated spending status. The worst hit area of our lifestyles was entertainment and pleasure spending. We’ve restrained ourselves for so long and we cannot bear to take this anymore! The  [...]
    at September 8th, 2009 at 04:09 am
  • Real Smartness Is About Money-Smartness!>
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    Real Smartness Is About Money-Smartness!
    Hey college students! Did you know that real smartness is about money smartness? As you might think smartness is not about wearing those impressive pair of designer clothes and walking out on the streets and getting attention from passers-by and friends. These days smartness means much more. Gone are the days when parents would fund you and you’d have a whale of a time partying around with your closest connections getting everything that you desire in this world within minutes as though your parents were Aladdin’s jinn! Now you’re a grown up individual and must understand how difficult it is for your dad and mom to get that buck for you. Well, you might argue that you’re a rich guy and your parents don’t work that hard, but if you ask your parents you’ll come to realize that its  [...]
    at September 3rd, 2009 at 04:09 am
  • Ditch That Expensive Computer, How About A Netbook For Your Kid?>
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    Ditch That Expensive Computer, How About A Netbook For Your Kid?
    Gone are the days when you’d have to shell out a fortune for expensive computers or laptops for your kid. These days, you get technology at much lower prices. For the uninitiated, they are the cheaper version of the laptop. When big brother laptops are so very expensive, you can go for netbooks that will give you almost the same features of a laptop computer for all practical purposes. Nokia 3G seems to be the latest one on the block which is not for students only but for working professionals as well. Of course this will be slightly expensive than the other netbooks, but it’s worth the cost. Apple and Acer are amongst other companies that have come up with good netbooks. Why am I talking about netbooks now? No, I don’t want to present them as a poor man’s remedy for recession. There’s  [...]
    at September 3rd, 2009 at 03:09 am
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