Archive for the ‘Money’

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    Money Hiding Places at Home
    Talking to one of my insane friends, I realized the importance of keeping some money at home. While he wanted to hide some money from the zombies, they exist according to him, I wanted to stack some cash in order to avoid an redundant trip to the ATM. After reading some articles on the web, to find places to hide money, I realized human ingenuity is boundless. People bury their cash in their attic, in the toilet paper roll, in the cookie jar, inside the i-beam, in a water-proof jar buried in the backyard, and inside many cans placed elegantly in the pantry. However, I wonder if they can recover their cash before zombies get hold of them. Now that you know numerous places to hide your money, you have to derive a plan. Dumping all your cash at one place, say in a jar, definitely provides you  [...]
    at March 4th, 2010 at 01:03 am
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    What Do You Do When You Get A Huge Sum Of Money?
    If you are one of those lucky people who has inherited some wealth or has won some prize money in a game or so, and simply don’t know what to do with it, here are some tips that you might help you in putting your money to the best use possible. Firstly, don’t blunder with sudden decisions. Most of us have a latent desire to purchase articles that appear to be simply out of-this-world! You might want to own the most expensive house or car in town since long and when you find that you are suddenly eligible financially for realizing your dreams, you take the hasty decision of buying the big item. This may not be a very wise thing to do because if you spend all your wealth on only buying the article, what will you spend on maintaining it? You’ll agree with me that before you buy something  [...]
    at March 1st, 2010 at 12:03 am
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    Five Habits To Learn In You 20’s
    Leading a wealthy and financially secure life depends very much on how and what you do in your early age especially 20’s. The span of 10 years in this age group, according to me, is the most crucial time that can decide your fate. Spend it wisely by focusing on your career, saving, and investing and you will flourish all your life. However, if you want a life full of debts and unhappiness, try ruining these years. Although there are numerous things you can do in your 20’s, I am listing just five that are most basic and important to lead an independent life. Earn more, spend less There is a reason why I have placed this point on top position. Earning more and spending less is the key to financial stability and a gateway to other points. If you miss or skip this point there are few chances  [...]
    at December 2nd, 2009 at 12:12 pm
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    Counterfeiting Masterminds You Might Care To Know!
    A crime is a crime no matter what the intention! Whenever I come across a beautifully masterminded scam, I feel sorry for the brains responsible for that because had they utilized their intelligence, skills and expertise with altruistic intentions, they would have done a lot of good to society and for themselves too. Here are the best counterfeiting examples of all times that you can have a look at to understand the finesse with which they have been done. Fake Check Game Frank William Abnagale Jr., the king of fake check counterfeits, managed to pass $2.5 million via fake checks over a period of 5 years in about 26 countries. Difficult it was to catch him,(that’s why the movie Catch Me If You Can was made inspired by him) , but eventually his game was cracked when an Air France employee identified  [...]
    at October 26th, 2009 at 01:10 am
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    Shoppers, Don’t Be Allured By Reward Points This Holiday Season
    It’s holiday season after a few days and you must be getting geared up to shop. You must be coming across a lot of attractive offers in your favorite mall for buying food stuff, clothing, cosmetics etc. Rewarding points on purchase for a cash discount or for purchasing an expensive item is a bait used by sales people and credit card companies to make you purchase more. You’ll see that ultimately you make purchases to earn your points but ultimately the cost of your purchases reaches up to almost the price of that expensive item. Instead of trying to accumulate reward points, you could have bought the item straight away. At least that could have saved you the trouble of piling up articles that you don’t need. Here’s an infographic from Mintblog that shows how you should use the reward  [...]
    at October 13th, 2009 at 01:10 am
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    Recession Makes Food Franchisors Demand Too Much From Franchisees
    Recession has made entrepreneurs less human. Of course, when it comes to surviving stormy conditions, generosity is quite a rare thing to find. Restaurant industry is amongst the worst hit by recession. Eating out is optional for many and the first expenditure that you slash while budgeting is eating out. Foodies on the other hand, cut their costs by serving you less quantities, raising charges, stopping complementary serves and such measures that might have made you feel they’ve become inhospitable. Yes, they did. But if you see from their points of view, you’ll notice that they are justified in that because they too suffered the recession just like you. According to SmartMoney’s Small Business Site report , now, for compensating for their business losses due to bad economy they have  [...]
    at October 8th, 2009 at 02:10 am
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    Find Out The Best Payment Option For Your Financial Advisor
    A financial advisor is your guru in finances who enlightens you on your path to financial prosperity. Many investors depend totally on the guidance of their financial advisors. Especially during the economically weak period you desperately need a financial advisor to cruise you to safety regardless of whether you want guidance in personal or business finances. When a financial advisor is such a vital person you should be aware of the most ideal way of paying him/her. If your financial advisor is happy, you’ll be happy. So take care that you pay him/her in the best possible way. Some advisors like to take their pay thorough session to session fee while others want to take their payments as commissions. The mode of payment is not actually as important as the amount paid but there’s no harm  [...]
    at September 25th, 2009 at 01:09 am
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    Steps To Achieve Your Money Goals
    How rich do you want to be in your lifetime? If you’re a college student you might say that you want to become one of the top ten richest men or women of this world. I understand, that your tremendous positive thinking, energy and emotion might have prompted you to say that. Fine! That’s well enough. But do you know how many people in this world have actually grown to accumulate the kind of wealth they have dreamt of in their lifetime? Reaching your money targets is not all that easy as you’ll be faced with a lot of planned and unforeseen expenditures in your life. Even external conditions like the present recession and inflation can play havoc with your financial endeavors. To achieve your goals you need to plan in a methodical manner and that involves planning in stages. Direction is  [...]
    at September 11th, 2009 at 04:09 am
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    Fashion Is More Affordable Now!
    Most of us want to look like fashion gods but tell me, honestly, how many of us are able to buy any stuff that’s really ultra modern?  How many of us go to a high-end fashion mall and end up window shopping out there. Well, there’s nothing to feel embarrassed about this. You can discuss such incidents out here with me because even though we might not want to discuss it, most of us are sailing in the same boat.  This is the reason many of us just remain trendy but cannot climb up to the pinnacle of fashion. It takes a late Michael Jackson or an Angelia Jolie to be really fashionable but not the more common Jerry, Sammy and Philips (our next door buddies) or I for that matter. I’m not cribbing friends. I’m just talking reality. Recession has made things worse. When you’re struggling  [...]
    at September 9th, 2009 at 04:09 am
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    Occasional Extravagance Is Good For Your Health!
    Recession has taught us to be thrifty with our spending. Even the most lavish spenders amongst us have taken some measure to cut off upon a lot of expenses. As revealed by the Commerce Department, Americans have been saving up 5 % more than what they used to last year. Also many industrialists might be rejoicing that the consumer confidence index of 54.1 % as released  by the conference board shows the increased buying capacity of people, but I’d like to impress upon you that increased capacity for spending in no way is related to actual spending behavior and people have been hoarding more money despite their elevated spending status. The worst hit area of our lifestyles was entertainment and pleasure spending. We’ve restrained ourselves for so long and we cannot bear to take this anymore! The  [...]
    at September 8th, 2009 at 04:09 am
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