Archive for the ‘Investment’

  • Stocks, Bonds or Mutual Funds-which Is Your Best Investment Option?>
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    Stocks, Bonds or Mutual Funds-which Is Your Best Investment Option?
    The present economically lean times do not show a very green future as far as your monetary security after retirement is concerned. According to a recent survey by Employee Benefit Research Institute only 13 percent of employed people seem to be confident of their financial future post retirement. So do you fall in the category of these lucky people? If not, you’ve got to think of revamping your portfolio so that you meet the challenges of the new economy which is emerging with its new set of methods, policies, business opportunities and success formulae. One of the prime steps that you’ve got to take is making the right investment choice. You’ve got to think if you’d want to invest in stocks, bonds or something new. Many make the mistake of thinking that investing wisely means distributing  [...]
    at December 4th, 2009 at 01:12 am
  • Is It Time For A Makeover For Your Financial Portfolio?>
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    Is It Time For A Makeover For Your Financial Portfolio?
    In a few days from now, 2009 will be relegated to history and along with it the recession and what you have suffered during that will be an event of the past. Of course, now the country is recuperating from the financial epidemic and you can look back into how much you have earned or saved during the past one year. There are entrepreneurs who were very badly affected by the recession, while there are some who survived it validating the appropriateness of the Darwinian theory of survival, not only in natural phenomenon, but also in man-made crises. In the present times, if you were to invest in stocks in an S & P 500 index fund you would be gaining by 20 percent on the whole for this year; and especially by 70 percent from the month of March when the economy crashed totally. The government  [...]
    at December 3rd, 2009 at 12:12 pm
  • Money Smartness And The Human Mind Connection>
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    Money Smartness And The Human Mind Connection
    What does your frugality quotient show? Does it increase as you grow older? Or do you feel you’ve reached a point where your frugality has attained a steady level from which it refuses to nudge? Or do you think that you have reached the pinnacle of fiscal enlightenment and are sliding down the slope right now? Well, this is individualistic. Behavioral economist, David Laibson and associates have conducted a study and released a report on how the levels of monetary wisdom change with age. In their very interesting  paper “The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation” which is yet to be released, they say that though your experience and age help in increasing your fiscal wisdom till a certain stage of your biological growth, with oldage ,  [...]
    at November 25th, 2009 at 01:11 am
  • Young Investors, Don’t Let This Recession Dampen Your Spirits!>
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    Young Investors, Don’t Let This Recession Dampen Your Spirits!
    The psychological effect of recession is deep and long lasting. According to AFL-CIO Young Workers Report , today, the young generation, especially those in the age group of 20- 35 years of age were one of the worst hit by the recession. Many of them could not start off with independent lives because they did not have the resources to. Making business investments is something that they are apprehensive about owing to their shaky finances. Even though the economic crisis might appear a temporary thing, it has deep-rooted impact on the psyche of the common man. In the past, during the Great Depression, people developed a habit of being thrifty and they continued that throughout their lives. Misers, you get a chance to pass off your hoarding nature under the guise of frugality learned during economic  [...]
    at October 28th, 2009 at 01:10 am
  • Should You Make Money Investment In A Junk Recovery Phase?>
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    Should You Make Money Investment In A Junk Recovery Phase?
    News of the fading recession might have made a few of us sigh in relief and made us hopeful of good times to come, but this has sparked off  the biggest debate the present times have ever seen and that is, if the recovery is going to be a lasting one. Though the stock values seem to have shot up the previous week, market experts are quite split over their opinions on weather this development is going to stay because it depends on how fast the economy recovers. Many of the experts are doubtful of the genuineness and permanency of the recovery. Market bulls feel that the recovery is for real. But you ask the bears and they’ll tell you that its not actually recovery in the true sense of the word, but a temporary bubble that is created by the government’s stimulation of money. According to  [...]
    at September 26th, 2009 at 01:09 am
  • Experienced Advice In Investment>
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    Experienced Advice In Investment
    Advice on investing your money comes in abundance these days, but how can you be sure that you are getting the best of it? You visit a financial advisor, or a website or a magazine and try to get information. A lot of these are good at guiding you. But, only a person who’s had first hand experience in investing can give you the best possible because he’s gone through the entire process and knows the pros and cons of taking a step. Here are some tips that I’ve gathered from personal experience as well as by observing other investors. Start Young As most good things in life, making investments when young also pays off well. Compound interest works the best over long term steady growth of assets. You have ample time with you for making your investments grow at a slow and steady pace. Register  [...]
    at September 16th, 2009 at 04:09 am
  • It’s Time To Learn From The Bear, Not Harness The Bull!>
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    It’s Time To Learn From The Bear, Not Harness The Bull!
    If it weren’t for this recession being an investor you’d have thought about umpteen ways to carve your niche in the bull markets. But circumstances suggest that you learn things from this bear market and implement your knowledge wisely to make less risky and profitable investments. Here are certain enlightening tips that you could use to make your investments in the present conditions and prepare yourself better for a similar eventuality if it ever happens in future. Don’t Follow Media Blindly If you’ve kept yourself updated with the happenings on television, you might know about how Daily Show host John Stewart took to task Mad Money host Jim Cramer for wrongly advising people to go for Wall Street investments in preference to savings and retirement 401k.Watch the interview on Indecision  [...]
    at September 14th, 2009 at 02:09 pm
  • Golden Advice for Gold Investments>
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    Golden Advice for Gold Investments
    Gold – that yellow lustrous metal has enchanted people for long. Not only the royal but even the common men have adorned themselves with gold. Unlike diamond and platinum, gold is not meant for the rich alone. And that’s what I like about gold. It’s within the reach of those who can afford to buy it with a bit of effort. Maybe that’s why people are thinking of investing in gold. Today, the good old gold is offering great investment opportunities due to its stable market value in the tough economic times. You might have heard about diamond investment opportunities being considered in the present times, but unlike diamond, gold has the advantage of higher re-salability and lower cost. You can consider investing in gold seriously now. However, you should remember certain things while going  [...]
    at September 10th, 2009 at 04:09 am
  • Should You Invest In Index Funds?>
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    Should You Invest In Index Funds?
    Index funds seem to be quite a good investment option for you these days especially while you’re nursing the financial wounds that the recession has made on you. They are low-cost investments and involve low market risks. Though they don’t give you whooping returns, over a period of time they grow steadily to give you good returns. This is the reason many retirement accounts are replete with index funds. SmartMoney.com has listed out 10 of the most competitive index funding opportunities based on their asset bases and inputs from financial advisors. The list is topped by Powershares QQQ with a YTD return of 35.6 %. Schwab Fundamental US Large Company stands 2nd in the list with a YTD return of 34.9 % followed by Rydex Equal Weight S&P with a YTD of 30.4 %. RevenueShare Large Cap, Vanguard  [...]
    at September 7th, 2009 at 04:09 am
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