Archive for the ‘Credit Card’

  • Best Out-Of- The-Box Ways in Which You Could Use Your Credit Card>
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    Best Out-Of- The-Box Ways in Which You Could Use Your Credit Card
    What are the different ways in which you’ve used your credit card till now ? Supermarket shopping, for eating out, at the theatre, to buy holiday gifts, filling fuel in your car, while traveling etc. are the usual necessities for which we rampantly use the plastic currency. But there are still other ways in which you could use your credit card to save up that extra buck. For Construction Work Paying up for construction work with a credit card does seem an odd proposition doesn’t it? Yes it does seem, provided you don’t know how to use it tactfully. As usual, you can pay your contractor with real cash or check. But you can always buy the raw materials like cement, bricks, metal etc. using plastic money can’t you? These days, many contractors are also agreeing to accept payments for building  [...]
    at February 4th, 2010 at 01:02 am
  • Sure-Fire Tips To Earn From Cash Back Credit Cards>
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    Sure-Fire Tips To Earn From Cash Back Credit Cards
    Saving money through spending is a risk that’s worth taking only if you are sure about your income sources and repayment promises. So, cash back credit card exploitation should be done by only those who meet the above two criteria. People are generally unconvinced or ignorant about the ways to make money from Cash Back Credit Cards. Let me tell them, there are ways to do it and extreme precaution is needed. You might be aware about one way of getting cask back in your pocket; spend money and receive 5% back, Spend more money and receive more cash as ‘bigger 5%’. Great! You know one method to receive cash. However, there are many other ways to exploit the cash back card that you aren’t aware about. Alright, what are they? Generally, the amount of cash back depends on points accumulated  [...]
    at January 5th, 2010 at 01:01 am
  • You: 5, Credit Card Company: 0>
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    You: 5, Credit Card Company: 0
    Credit card providers aren’t fools. They are doing business and they have their ways to hoodwink you. So, before you decide to deal with them and stuff you wallet with a couple of gold cards, you need to know some secrets. They promise lower interest rates or a free balance transfer and fall for such pranks immediately without reading the fine print. They set palpable traps and you easily become their prey. Here are 5 common traps used by credit cards, and plans to evade them: Trap #1: “APR just 9.99%” You see this and instantaneously purchase a new card. Did you check the fine print? No? It says the interest rate can go up to 21% any day. The Plan: As soon as you receive the credit card, read the welcome letter or any other letter that mentions that they approve your request to offer  [...]
    at January 4th, 2010 at 01:01 am
  • Best Ways To Use Plastic Money For Your Holiday Shopping>
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    Best Ways To Use Plastic Money For Your Holiday Shopping
    In the holiday season when shopping is your main activity, you’d most probably want to use plastic money rather than cash to purchase goods. But using plastic money to your best advantage is an art. It all depends on how you play your cards …oops how you use your cards, I mean! If you know how to cleverly use your credit cards and store cards to your best advantage, you’ll be able to save up a lot of your hard earned money. But if you are unwise in using these cards, you’ll only end up in huge debt. Here are some ways in which you can carry out your holiday shopping to your advantage using plastic money. People with different kinds of financial and credit card profiles go for shopping. You have to assess your type and find out what you should do to enhance your profile. Generally  [...]
    at December 1st, 2009 at 12:12 pm
  • A Is For Apple, B Is For Bat, C Is For Credit Score>
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    A Is For Apple, B Is For Bat, C Is For Credit Score
    The education imparted to your kids in high schools and universities make them eligible to earn a decent income required for a living. They teach social science, world geography, physics, accounting, mathematics, and what not. However, is it enough to live a reverent life in America? What about the managing personal finance? What about maintaining credit scores? No, they don’t teach such practical subjects in their campus. A teen is left out in this cruel world of credit lenders who are lingering around to pound on such literate but uneducated victims. We then blame our kids, other teens, and the whole generation that is sinking in the enormous pool of debts. So what are you supposed to do? Keep paying their bills till you are completely bankrupt? No. The answer to this question is quite  [...]
    at November 29th, 2009 at 01:11 am
  • Will You Go For A Real Time Theft Protection Feature For Your Credit Card?>
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    Will You Go For A Real Time Theft Protection Feature For Your Credit Card?
    Sometime ago the credit monitoring service was formed to track faulty crediting practices and now there is a real time theft monitoring that pledges to give theft protection to your credit cards but at the same time it works by accessing all your very private crediting information. So will you like to allow such access to your personal zone for getting extra security? The theft protection feature, which many credit card companies are pushing, involves real-time access to your very vital information. The Theft protection is ensured by tracking the PII (Personally Identifiable Information) of a credit card holder. The  credit card companies work with a third party database in tracking any activity that takes place involving a particular account number, social security number, date of birth and  [...]
    at November 24th, 2009 at 01:11 am
  • Master Card Money Manager Helps You Budget Your Expenditure>
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    Master Card Money Manager Helps You Budget Your Expenditure
    If you thought credit card companies are clever, money-making organizations that cash on your weakness for spending and loaning, you are mistaken for once. Here’s a company that helps you in actually budgeting your credit card debt so that you don’t fall into hassles with repayment of the money loaned. MasterCard has come up with its Money Manager which is its web-based personal finance and budgeting service. Now, have you heard about any credit card company do this before? I’ve seen credit card companies devising ways in which they could make you spend more and depend on them for finances. But this is one company that is actually acting as a mentor in your money crediting patterns so that you develop good crediting discipline. According to Consumer Loan Wire, Keith Sultemeir, CFO security  [...]
    at October 27th, 2009 at 01:10 am
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