Archive for the ‘Consumer Credit’

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    Gotten Over the Holiday Euphoria? Now’s Time to Think About Wiping off Your Holiday Debts!
    Halloween, Thanksgiving, Christmas and New Year! Hope your holidays rocked! But now, like all good things, they are over and you’ve got to get to pay up your holiday debts if you’ve managed to get into any. If the onus of filling Santa’s bag with gifts was on your credit card company, then better get geared up to pay up all the dues now and in the coming months. If you default, the interest rates will simply hike up. Not only that, defaulting may actually affect your credit score and you might not actually get any credit from your credit card company(s) in future. So prepare yourself to pay up those bills while the year is fresh and your enthusiasm for meeting your aspirations and challenges is fresh too. Here are some tips that you could use to pay up your bills: Set deadlines for clearing  [...]
    at January 8th, 2010 at 01:01 am
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    New York Cabbies Finally Gain With Credit Card Payments!
    If you are traveling in New York City, most probably you might have made a credit card payment to a reluctant cabby. Understandably, the cabbie along with his colleagues of the New York Taxi Worker’s Alliance has to pay a fee on every credit card payment that he accepts and it is because of this that taxi drivers are not all that eager to accept credit card payments. The law was first enforced in New York a couple of years ago and since then taxi drivers have been coming up with one pretext or the other for not accepting credit card payments. Some falsely say that the electronic machines used for the credit card transactions are not working. Earlier the credit card machines might have been a reason for the taxi drivers to be unhappy about the payments that they have to make while taking customer  [...]
    at November 20th, 2009 at 01:11 am
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    Best 5 Credit Card Shopping Tips
    Shopping with credit cards has become second nature now. As shopping with cash takes backseat, here are certain things that you must know about shopping with plastic money because a third party, i.e. your credit card company is involved in the transactions between you and the store where you shop. I always prefer to make purchases on cash payment as it’s a no hassle way of dealing with a transaction, because it involves the simple exchange of money for goods. But if you must go the credit card way, here are some tips you could do with to avoid stepping into the financial ‘manholes’. 0 % Interest Rate The 0 % interest rate strikes us like Cupid! We are flat for this when any company mentions it. Now stop blundering! Don’t get lured by this seemingly harmless proposition that entices  [...]
    at November 17th, 2009 at 01:11 am
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    One More Reason for a Good Credit Score– Cellphones
    Did you know that cellphones are one more reason for a good credit score? If you have a good credit score you not only get benefits like a car loan or mortgage but you also get to bag cellphone services for cheap. If you maintain a good credit score, your cellphone service providers will be only too happy to extend to you the monthly airtime facilities. If you want to get some real good perks see to it that you maintain a good credit score. A bad credit score will only make the cellphone companies do some tough pedaling with you. For example, they are going to hike your monthly fee or ask you make some security deposit. If your score is very unimpressive they might even refuse to offer you any services at all. I wonder how AT&T users are paying up a security fee of $800 as a penalty for  [...]
    at November 2nd, 2009 at 01:11 am