Archive for the ‘Budgeting’

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    If Diners Go On A Budget, Can Restaurateurs Be Left Far Behind?
    The economically bad times have compelled food enthusiasts to put their cravings on a backseat while savings took precedence. Those amongst us who cannot resist the longing of the taste buds could not stop ourselves from visiting restaurants even during these hard times. Only thing we did was to control our temptations and eat less, less frequently. The restaurateurs on the other hand, have tried their best to attract us by giving huge discounts and attractive offers which many of us availed. But restaurateurs are also as vulnerable to the bad economic conditions as their customers. Therefore, they too have devised ways to cut down upon their expenditures. According to Labor Department statistics there are about 678,000 professionals from different industries who are putting a scanner on extra  [...]
    at October 6th, 2009 at 01:10 am
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    Do You Really Need A Personal Vehicle?
    Most of us own some vehicle or the other. Mostly we use personal cars, SUVs Limos etc. But do you know that though made out to be a necessity a personal car is not something that you can’t live without. Imagine, during this budgeting season, won’t you be doing better without having to make a vehicle payment? You can put that money to better use. You might argue that your employer does give you vehicle allowance but many times this allowance turns out to be much lesser than your actual expenditure. Let us take a look at the expenditures that you’ll have to put up with when you own a vehicle Garage costs- If you are staying in a rented apartment, you’ll have to pay the garage rental charges. Fuel charges are very high these days. Besides you really can’t avoid maintenance charges. Parts  [...]
    at September 21st, 2009 at 01:09 am
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    Most Frugal Cities of America in the Past One Year
    I must say the leading financial website Mint Life comes up with many interesting comparisons that let us know how we’ve been faring in comparison to our neighbors in this nation. This morning I saw this map that tells you about the most frugal cities of America in the past one year and how the spending differs on various categories. You can take a look at the map here. This map has been made after a survey on 1 million Mint members and it has been made analyzing 20 cities over twenty spending categories. The analysts made groups of 5 of cities which were spending less than the national average for the last one year in specific categories in which they were cutting the most. The expenditures shown below are the average monthly expenditures made by people belonging to 5 cities in the least  [...]
    at September 17th, 2009 at 04:09 am
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    Why Should Recession Make Your Wedding a Seasonal Affair?
    Marriages are made in heaven. But sadly enough we don’t live in heaven after that. We come to this earth where money rules and we’ve got to plan our weddings once more according to our financial capabilities. No more is it like in God’s land where marriage is a matter of two compatible souls. It’s more a matter of compatible wallets today! Apart from gifting your partner there are a lot of expenses involved in the celebrations! Well we don’t mind that actually because it’s a once in a lifetime, oops sorry…a supposed-to-be once in a lifetime occasion (these days rising divorce rates have made marriage a multiple times affair!)! But when you’ve suffered the recession, do you think you have enough money to host a gala event for the occasion? If you think you don’t, no need to  [...]
    at September 15th, 2009 at 04:09 am