Author Archive

  • Spending habits differs so much from one to the next person>
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    Spending habits differs so much from one to the next person
    All through the years, I have heard so much about different styles of spending habits that it is drilled deep into me. I could be woken up at 4 am in the morning and still rattle it off into me. Perhaps it is much the same for you to. Denial v/s splurging, spending v/s saving, planning v/s being reactionary; the different types of spending habits differ so much from person to person and more than anything else it shows how our individual characteristics change from one person to the next. Our spending habits are more indicative as much of our mentality as much as it indicates what we like to spend our money on. A few years back, I told my then girlfriend that it was a waste to make so many short trips to the grocery store and to instead make one trip to buy everything instead. She instantly  [...]
    at April 18th, 2011 at 07:04 am
  • Business credit cards – Possessing handful of them is trendy, but not friendly>
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    Business credit cards – Possessing handful of them is trendy, but not friendly
    Having a business credit card is a must today as it helps a company to obtain a payment history and eventually a credit report. With time the business credit card will offer a good credit score, if handled properly. However, the recent trend is to acquire as many cards as possible can be a potentially harmful for a business. Business owners are driven by several myths regarding improving their company credit score by possessing several credit cards. And the lure from the credit car companies is immense to make business owners fall into the trap. A business gets damaged by too many business credit cards since having many cards gives a wrong signal to the credit agencies and banks. The banks typically consider a business owner with too many cards as capable of handling debt. This makes them reject  [...]
    at April 13th, 2011 at 03:04 am
  • Nothing can stop shoppers from buying; not even soaring oil prices>
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    Nothing can stop shoppers from buying; not even soaring oil prices
    The high oil prices cannot keep shoppers away from the malls. Whatever be the economic circumstance, people are not quitting their shopping spree in US. The retail figures that are collected so far reflect the fact that consumers are spending high on the shopping mall despite the fact that the oil price is spiking. The recent gust of jobs in US is now not being looked upon as good news as the soaring oil price makes the cost of living higher for the citizens. Whatsoever be the situation, the shoppers have not stopped their shopping sessions at all. Stores such as, Victoria’s Secret and Costco Wholesale Corp., offer retail sale figures that have outperformed the anticipation of Wall Street. The revenue generated is quite high in these stores while Target Corp. generated revenue that is  [...]
    at April 11th, 2011 at 05:04 am
  • New stock market investing approach: choose stocks that return in 2 folds>
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    New stock market investing approach: choose stocks that return in 2 folds
    Investors often go for help to the seasoned investors who offer the advice of buying stocks that are relatively less subject to market volatility.  This advice often makes an investor land up into the situation of making bundled of stocks. However, a pro investor in the stock market won’t settle for return of stocks that ranges from 15 to 25 percent. The expert stock market investors go for stocks that can double the money. When earning money, is the motive of the investment then why to go for a risk mitigating approach which will bring return penny by penny? The ordinary stocks are not the daily cup of tea for the expert stock market investors. Just have a looks at the stocks that have doubled the return n the present stock market circumstances. Novellus Systems or NVLS, Holy Corp. or HOC,  [...]
    at April 6th, 2011 at 06:04 am
  • Tesla: A new share to invest in>
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    Tesla: A new share to invest in
    Innovations and business development are highly complimentary to each other. And now we can add one more element into it; stock market. To be more precise the stock price are highly sensitive matter whenever news on new innovation is published. The recent report by Morgan Morgan Stanley has narrated about a new auto giant, Tesla, which is about to become the forth largest automobile maker in America. The electric car company is blessed with two benefits; leverage government and the growing prices of fuel. Both benefits give a high competitive edge to the car maker; government subsidy gives it a cost advantage and the oil prices give it a comparative advantage. Time is favoring Tesla to the utmost. It took not more than squat to push up the share prices of Tesla in the stock market by 20%. The  [...]
    at April 4th, 2011 at 12:04 am
  • Budget calls for America decides to improve…not for the citizens>
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    Budget calls for America decides to improve…not for the citizens
    Tantrums are blowing loud in USA as the time for union budget has arrived. With every political party aiming to ride the momentum with their campaigning and request, it doesn’t seem to be good time for US. For the upcoming fiscal year the US congress is setting up a budget while the House of Representatives are coming up with propositions that will do no good to the nation’s economy. The republican majority in the government doesn’t seem to stress on the government intervention for the recovery of the economy. The only issue that is left for discussion is the reduction in government spending now. The current economic circumstance speaks of finding ways to bring about economic recovery. And recovery doesn’t limits into the high profits of corporate giants. Economic recovery also defines  [...]
    at April 1st, 2011 at 12:04 am
  • Tourism of Japan suffers great loss and it will count more>
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    Tourism of Japan suffers great loss and it will count more
    The disaster of Japan is undoubtedly massive and the country at present is grappling with the recent situation of reconstructing greater part of its northern region. The country has suffered a massive earthquake of 9 recter scale which unleashed a deadly tsunami. The loss of life and damage to properties has leveled several northern cities of Japan including some parts in Tokyo. The country is suffering from the possible fears of nuclear meltdown. When the situation is so grave in Japan the Euromonitor International Nadejda Popova analyses the impact of the calamity on the tourism of Japan. Although the recent focus on Japan has made the economy stricken with several dangers yet the country was not is a very safe position before this catastrophe if we consider the financial position. During  [...]
    at March 28th, 2011 at 04:03 am
  • Just-in-time production model fails in time of troubles>
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    Just-in-time production model fails in time of troubles
    Industrial methods for manufacturing keep changing with the advancement in technology. The just-in-time industrial methods gained prominence in Japan during the period of 1970 to 1980. This kind of industrial method in manufacturing companies opened ways to earn greater profits by reducing the cost of raw materials. The new just-in-time production model initiated by Japan gradually become an acceptable model for every manufacturing firm since the use of computer applications and network of transportation helped to run factories within budgeted raw materials. The just-in-time production model helped to make the supply chain model of every company get orchestrated in various fragments. And it is ensured that each fragment reaches its destination just-in-time to complete the subsequent step of  [...]
    at March 23rd, 2011 at 12:03 am
  • Infosys not shaken by Japan crisis>
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    Infosys not shaken by Japan crisis
    People working in the Japan office of Infosys, are supposed to celebrate now as the software company has decided not to shut down it’s Japan office. The company seems to be in high spirits to overcome the effect of the recent devastation in Japan. The ravage brought about by the tsunami and earthquake has caused massive repatriation of Indian employees working in Infosys, Japan. About 200 or more Indian employees have returned to their homeland and the rest of the staff of Infosys that includes local Japanese have been permitted to work from home or from the Osaka office of Infosys. This seems that the company, by any means will not stop its business as is said in Theatre that the show must go on. As per the recent statement of Infosys COO, Shibulal, the business of the software company  [...]
    at March 21st, 2011 at 03:03 am
  • US historic budget deficit is an indicator of recession>
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    US historic budget deficit is an indicator of recession
    When global economic circumstances are singing melancholy tune for most of the countries, latest news about US acts as salt over wounds for all. According to the budget report placed by Treasury department of the government of USA, the country’s budget deficit is more than $222 billion. This deficit has made history in America since it is highest one month increase in US budget deficit. As per financial forecast of US government’s spending the budget deficit this time will be more and is supposed to hit $1.5 trillion. This massive figure of budget deficit is expected to cut the tax revenue of the government and government officials are asked to spend funds for stimulating the economy. There is a separate report of Commerce that hints that the figure noted in February is not the highest  [...]
    at March 16th, 2011 at 06:03 am
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