Possessing a credit card has become common practise and more and more people resort to using credit cards as compared to carrying liquid cash with them. Having a credit card does have a host of advantages, however it also has a downside, that is we are always at a risk to overspend.
With caution we can make a smart and calculated use of our credit cards. While using credit cards we are awarded with some bonus points. Credit card holders often tend to ignore the points they earn while spending and using their credit cards. However these points are very useful and are money saving tools if utilised wisely and spent on necessities of life.
Every credit card has a different system of allotting points on a credit card, depending on the type of the card- like platinum, diamond, gold, silver card.