Archive for July, 2010

  • Know Who’s Making Big Bucks on Facebook>
    Know Who’s Making Big Bucks on Facebook
    With over 500 million users now, Facebook is certainly the best social media website available today. However, it’s not only Facebook who’s making money. Several other companies have joined-in the league, and are making money from rising demand of this social media network. Let us have a look at few such companies. Wildfire This brand marketing company uses Facebook to create buzz for most of the clients, which ranges from small entities to larger ones like Coca-Cola. They develop a platform where ‘fans’ with one click can gets access to direct interaction with the advertising company. Wildfire comes up with innovative campaigns like quizzes, contests, coupons, gifts, and so on. These strategies are very effective when it comes to promote the brand name like, well, wildfire. Not many  [...]
    at July 26th, 2010 at 01:07 am
  • Know Your Rights to Fight Debt Collectors>
    Know Your Rights to Fight Debt Collectors
    Repaying debt has become more difficult for most consumers, especially in an economy where no one except for economists are talking about recovery. Debt collectors are getting more and more desperate, and sometimes they are just downright cruel. Although they are just doing their job, it’s quite a dreadful situation for debtors to manage both debt and collection agencies simultaneously. Debt collectors’ harassment complaints have increased by over 50% last year, as per the data revealed by Federal Trade Commission. The problem is, however, not many consumers are aware about their rights while dealing with debt collectors. It’s legal for them to call you time and again to ask for payment, but they cannot call at your workplace or use abusive language, even if the debt you owe is in millions. Debt  [...]
    at July 21st, 2010 at 12:07 am
  • Things to Do Before Signing the Rent Lease>
    Things to Do Before Signing the Rent Lease
    Most apartments look similar, but every house gives you a different living experience. It may be a horrible one, if you haven’t done your homework well. To have a pleasant stay, consider these points: 1.    Don’t Select Your Apartment based on a Sample Suite Don’t make your decision based on the sample suite your renter shows. Ask them to take you to the actual apartment where you will eventually stay. If they deny, check for other options. 2.    Check With Police There are places where robbery is common. You might not know it, if you are new to the locality. Hence, it’s advisable to check with the police department if the area is safe to live in. Besides, try to select an area that has proper security. I am sure you don’t want your car to be stolen from apartment’s parking  [...]
    at July 19th, 2010 at 12:07 am
  • Retirement Redefined By Daniel Solin>
    Retirement Redefined By Daniel Solin
    Recently I read the book ‘The Smartest Retirement Book You’ll Ever Read’ by Daniel R. Solin. This is probably different for other books. The personal finance books that I generally enjoy reading are the ones that add new insights to existing topics. This book too has some great points about retirement. Let’s explore the key points one by one. 1. Rethink Retirement Investment Solin mentions it very bluntly that if you don’t protect your retirement investment against inflation, you will run out of money much soon than you anticipate. Inflation is the only thing that can ruin your retirement plans. It can depreciate the value of money. So, the money you are saving now will worth much less during your retirement. So, what’s the solution? You can keep certain amount of your investment  [...]
    at July 14th, 2010 at 03:07 am
  • Are You At the Right Job?>
    Are You At the Right Job?
    Many people aren’t really sure about the synchronization between their job and their career. And many are even now aware about the difference. So, let us ponder upon these two terms, and understand what it means. When you take up a job, the only intention is to earn money. Even if you don’t like it, and the work doesn’t motivate you at all, you do it, simply to earn money. However, something that you don’t like cannot be your career choice. Hence, you wouldn’t be probably working at your current job five years from now. Career, however, is a continuous process. You may change many jobs, but your work would be similar throughout your life. During your initial years, you work towards developing your skills, and you change employment to get a high-paying job. Probably  [...]
    at July 12th, 2010 at 12:07 am
  • Why Most Budgets Don’t Work?>
    Why Most Budgets Don’t Work?
    Budgeting is certainly not an easy task, and most of the time the attempt fails as people try to implement theoretical procedures. There are several practical implementations that aren’t even considered by many of the financial consultants. Why Your Budget Doesn’t Work? There are several tiny points, but the ones that affect the result of your budget considerably are: They aren’t real Budget for one month doesn’t connect with the other They don’t tell you what to do with the surplus money, once all the categories are filled Let’s have a look at each of them one by one: They Aren’t Real There are several reasons why most of us plan to start our budget. Some are motivated by their financial consultants, some really want to save money for repaying debt  [...]
    at July 7th, 2010 at 07:07 am