Archive for April, 2010

  • Pamela Anderson Debt Reaches Around $500,000>
    Pamela Anderson Debt Reaches Around $500,000
    California officials recently revealed Baywatch star Pamela Anderson has outstanding income tax amounting to $493,000. This information was revealed by California Franchisee Tax Board, who also mentioned that five construction companies have filed lien against her house, greatest debt among them being around $674,000, which was used to buy material and labor to modify her home, foundations for her rooms, and building swimming pool. She has appointed tax attorney Robert T. Leonard to handle the proceedings. He has, however, refused to comment any further on the issue. Though she doesn’t expect her new fragrance, Malibu, to repay all her debts, something would be recovered at least. Pamela Anderson debt is too huge to be recovered just be her fragrance. She, however, doesn’t like to owe any  [...]
    at April 27th, 2010 at 01:04 am
  • Practical Money Management Tips For College Students>
    Practical Money Management Tips For College Students
    People go to college and online universities to acquire professional education and give their career the much-needed boost. Most of them, however, involve in things that shatter their dreams of becoming a successful professional. One amongst those things is managing their funds poorly. Though they don’t have many sources of income except for their parents, they try to get money from every possible source to enjoy days of freedom, without knowing the consequences of not repaying it. One of the major effects of it is ruined credit score since the beginning of their career. Let’s discuss few money management tips for college students that would definitely reduce, if not avoid these consequences. 1.    Cut Your Credit Cards Seriously. Take a scissor (thick one), pull out all your cards from  [...]
    at April 22nd, 2010 at 05:04 am
  • A List of Medical Expenses Tax Deductions>
    A List of Medical Expenses Tax Deductions
    There are several ways to deduct taxable income. However, people find it extremely difficult to it itemize their medical expenses tax deductions. While majority of us are aware about the common expenses that can be deducted, there are many others that are still not known widely. Let’s have a look at few of them. You can, as a tax payer, include expenses that are paid for your family or any other dependents, for deductions. The common ones are: Payments made on premiums for long term care insurance, dental, and all other medical insurances. Deductibles on insurance including co-payments Any visiting charges paid to dentists, psychiatrists, doctors, health practitioners, and chiropractors Payments made to long term care facilities, hospitals, lab fees, nursing homes, and so on. Expenses paid  [...]
    at April 20th, 2010 at 12:04 am
  • 4 Essential Mortgage Refinance Tips for People With Bad Credit>
    4 Essential Mortgage Refinance Tips for People With Bad Credit
    Contrary to the accepted views, refinancing a mortgage isn’t difficult even with a bad credit. You would, however, need to do few things before you actually apply for a refinance. Here are few mortgage refinance tips for people with bad credit. 1.    Your documentation must be proper Before you decide to apply for a mortgage refinance, check if you have all the documents needed for such application. Irrespective of your credit score, proper documentation will help you get a refinance as it make job easier and quicker for lenders. Never misplace your pay stubs, banks statements, tax return files, etc. Social security and other important documents, of course, will be required. In most refinance cases, borrowers think they are ready to apply. However, they realize they don’t have necessary  [...]
    at April 15th, 2010 at 01:04 am
  • Personal Finance Tips in a Nutshell>
    Personal Finance Tips in a Nutshell
    As mentioned earlier in many of my earlier posts, I have learned lots on my journey from debt laden to debt free life. Hence, I decided to share my experience, learning, and personal finance tips, through this blog, to people around the world. Here are few things I would like to share, a must-read for all personal finance readers. This is a list of conclusions I have derived, which might help you to learn more about our attitude toward our finances. You don’t really have to spend money to learn personal finance management. Those financial products like money saving software, budgeting DVD’s, a kit of personal finance tips, etc. are all useless. Although I have suggested debt consolidation companies in many of my articles, I think that’s a waste of time too. If you aren’t an idiot,  [...]
    at April 12th, 2010 at 01:04 am
  • Money Management Tips for Women>
    Money Management Tips for Women
    Many women hand over their financial responsibilities to their spouse or some other person. This leads to quite a miserable situation during divorce or death of their spouse. Why don’t women take an active interest in their finances and be prepared for any  tough situation of their lives? Here are few money management tips for women to stay independent and self-reliable. Don’t take the risk to rely on any individual, like you boyfriend or souse, when it comes to finances. Start learning about how to manage money, do it yourself investment guides, self savings, etc. One of the most important money management tips for women is having a financial goal. This goal helps them to take control of their earning, expenses, investment, etc., and actively manage them. Don’t rely on money either.  [...]
    at April 8th, 2010 at 03:04 am
  • Finding a Cheap Car Insurance for Young Drivers>
    Finding a Cheap Car Insurance for Young Drivers
    Though people all around the world, especially young drivers, are trying to search cheap car insurance on the web, it’s not quite an easy task. There is, however, a reason for this scarcity. Let’s have a look at why it is difficult to find cheap car insurance for young drivers, and what are the ways to avail it. According to a recent auto research, majority to total people involved in car accidents are young. Hence, the price to cover this risk is too high. If you are looking for cheap car insurance for young people, you need to ponder on few things before availing it. Why car insurance for young people is so expensive? Premium of car insurance are set keeping in mind the risk and the cost involved it to cover it. Risk of providing coverage to a young student is too high, they are statistically  [...]
    at April 5th, 2010 at 06:04 am
  • First it was spending, now savings is ruining the economy>
    First it was spending, now savings is ruining the economy
    A couple of days ago, while watching CNN Money, a reporter said, “Saving money, paying off your debt, and cutting down your expense is a great idea to manage your personal finance. If, however, every American starts doing this, it would worsen the economy.” Though it might have made some sense to them, this sentence is utter crap. No, I think it makes a bit of sense, but they are missing the main part. After doing endless research, I realized few factors are affecting the growth of our economy. We are facing such a crisis due to similar reasons. But how could savings be a problem. It was spending, actually overspending, that led us into this crisis situation. Though spending boosts the economy, we were wasting too much of borrowed money. I still remember a the economic situation of the  [...]
    at April 1st, 2010 at 02:04 am