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No More Unexplained Fees by Wireless Service Providers – FCC Questions Google and Others on Early Termination Fees!

February 8th, 2010 at 01:02 am
Wireless service providers have been taking customers on a ride by imposing unexplained fees on them! But not anymore!  I’m glad that regulatory bodies have woken up to the unfair practices of service providers and have started questioning their justness. The Federal Communications Commission questions Google and wireless service providers on the early termination fees that they are imposing on clients of wireless  [...]

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  • No More Unexplained Fees by Wireless Service Providers – FCC Questions Google and Others on Early Termination Fees!
    Wireless service providers have been taking customers on a ride by imposing unexplained fees on them! But not anymore!  I’m glad that regulatory bodies have woken up to the unfair practices of service providers and have started questioning their justness. The Federal Communications Commission questions Google and wireless service providers on the early termination fees that they are imposing on clients of wireless services. FCC enquires the leading wireless service providers, namely, AT &T, Verizon Wireless, Sprint and T-Mobile about the early termination fees and if they should be charged at all. The FCC says that there is no definite framework for service providers to charge early termination fees on their customers and such moves were questionable by the FCC. This was the reason they issued questions to the service providers  [...]
    Posted at February 8th, 2010 at 01:02 am
  • Best Out-Of- The-Box Ways in Which You Could Use Your Credit Card
    What are the different ways in which you’ve used your credit card till now ? Supermarket shopping, for eating out, at the theatre, to buy holiday gifts, filling fuel in your car, while traveling etc. are the usual necessities for which we rampantly use the plastic currency. But there are still other ways in which you could use your credit card to save up that extra buck. For Construction Work Paying up for construction work with a credit card does seem an odd proposition doesn’t it? Yes it does seem, provided you don’t know how to use it tactfully. As usual, you can pay your contractor with real cash or check. But you can always buy the raw materials like cement, bricks, metal etc. using plastic money can’t you? These days, many contractors are also agreeing to accept payments for building permits and other construction works. For  [...]
    Posted at February 4th, 2010 at 01:02 am
  • The Best of What You Could Do With Unused Gifts
    On Black Friday, I bought myself the latest trendy timepiece in the market. On Christmas my friend presented me the same item. Now what am I supposed to do? I couldn’t probably be impolite to her and not accepted the gift. I can gift the extra piece to someone but let me think over other possibilities. I’m in need of some of money too so I like to think about ways in which I can recover money spent on extra items. I can return back the purchased items to the store I suppose. But then I seem to have lost my receipt in the holiday emergency (You know, a lot of relatives flooding your house with bag, baggage and gifts and you are so absent-minded about managing small things). So, the store will not accept the item and refund me my money. Ah! I can always give the item to my credit card issuer who’ll accept it within 3 months of  [...]
    Posted at February 1st, 2010 at 01:02 am
  • A Connected Lifestyle Is What Everybody Wants the Most in the Present Times
    We all know that man is a social animal. This snippet of enlightenment has stood the test of time and whatever he does and whatever be the changes in his socio-eco-technological environment, he’ll always want to socialize. In a world, where most placid  lifestyles have metamorphosed into fast ones with no time to even say “hello” to a close friend, it appeared for a while as though this basic tendency and need of human beings was being threatened of extinction, but once again, going by the saying “ where there’s a will there’s a way”, the will found out the way- humans started finding ways to socialize despite their non-social lifestyle demands- they have come up with electronic technology and gadgets that allowed them to socialize well and stay connected with the rest of the world. Today, even though a techie like  [...]
    Posted at January 28th, 2010 at 01:01 am
  • Simple Tips to Save 25% Gas Bill
    The gas price per gallon seems to be rising incessantly. But don’t fret, here are some very simple tricks that will help you to save around 25% of the gasoline cost. How? Here is it. The first 20% can be saved by driving and maintaining your car efficiently. Here is how you can do that: Remember that faster pace means more resistance against wind. This friction causes your fuel economy to drop. Drive smoothly with patience, less fluctuation in acceleration, and minimum usage of brakes. That doesn’t mean don’t apply brakes and start bumping your car everywhere. Apply when necessary. Use of overdrive except you are ascending a steep slope. Make use of cruise control, which means drive at a stable speed with stable acceleration and not using brakes, when on freeway. You cannot do this on hilly areas. Don’t drag your car much  [...]
    Posted at January 25th, 2010 at 01:01 am
  • A New Approach to Budgeting
    By now you must have come across countless number of budgeting tips which are good to read but are found to be ineffective when you apply them in practical life. Do you know why? Most of them ask you to list down your expenditures and suggest unrealistic spending targets. You try to follow them, but obviously can’t. Most of them ask you to cut down on your expenditure on entertainment etc. but is it possible for one to survive without any entertainment? The new approach to budgeting does not actually ask you to cut out on any of your expenditures but to adjust them in such a way that you don’t overspend. According to the new approach, making monetary predictions is one of the most foolish things that one can do. How can you say for sure, how much you are going to spend on what at the beginning of a month when you don’t know  [...]
    Posted at January 21st, 2010 at 01:01 am
  • The Plus and Minus of Social Lending- The New Age Financing System
    With credit card companies lowering credit limits and increasing interest rates more and more people are turning towards social lending service agencies for financial aid. Social lending organizations are websites that help you in getting loans for personal purposes. You might want to refinance your credit card debt or you might want to finance the birth of your first child or by a new house- social lending websites come to your rescue. The interest rates are just about 7% -8 % which turns out to be less than 10%-15% less than those of credit card lending.  The service charges are also much lower than credit card lending. The reason being, social lending is done online and the lending organization does not have to spend huge amounts of money on brick and mortar offices. With so many advantages, you’ll naturally want to go for  [...]
    Posted at January 18th, 2010 at 01:01 am
  • Virgin Penetrates Retail Banking Market
    Sir Richard Branson takes another commercial leap and attempts to become one of the key banking service provider in UK by giving a nod to buy the Church House Trust, a petite local private lender in UK. The acceptance of this deal by Financial Services Authority will endow Virgin Money with a banking license, much needed to offer full range of financial products to their customers. After the completion of the acquisition process, Virgin Money plans to nurture its banking business geologically. Currently, Virgin Money offers personal financial services like insurance, pension schemes, and retail credit cards. After acquiring Church House Trust, it will obtain the right to receive money from depositors and lend mortgages. Royal Bank of Scotland and Lloyds has informed that they will divest. However, Virgin can still buy further assets.  [...]
    Posted at January 14th, 2010 at 01:01 am
  • Are You Investing to Increase Your Net Worth?
    The summation of total assets of any individual including the cash in bank account is called ‘individual net worth’. Is it? I don’t think so. Probably the only reason why you will be handed the pink slip, and not your colleagues, is your lack of knowledge about ‘Individual Net Worth.’ If, according to you, net worth is something that a person has earned, then what about his ability to earn? Before I emphasize on the significance of net worth, let me tell you have lucky you are to have a job. It has been predicted by most of the economist that the unemployment rate is bound to leap and stay soared for a long time. For precise information, make some efforts to explore your search engine and scroll through latest unemployment trends because this isn’t an unemployment article. Employers will continue to terminate people because  [...]
    Posted at January 11th, 2010 at 01:01 am
  • Gotten Over the Holiday Euphoria? Now’s Time to Think About Wiping off Your Holiday Debts!
    Halloween, Thanksgiving, Christmas and New Year! Hope your holidays rocked! But now, like all good things, they are over and you’ve got to get to pay up your holiday debts if you’ve managed to get into any. If the onus of filling Santa’s bag with gifts was on your credit card company, then better get geared up to pay up all the dues now and in the coming months. If you default, the interest rates will simply hike up. Not only that, defaulting may actually affect your credit score and you might not actually get any credit from your credit card company(s) in future. So prepare yourself to pay up those bills while the year is fresh and your enthusiasm for meeting your aspirations and challenges is fresh too. Here are some tips that you could use to pay up your bills: Set deadlines for clearing your holiday dues as soon as possible.  [...]
    Posted at January 8th, 2010 at 01:01 am